Richmond, Glen Allen and Ashland real estate and homes for sale in Virginia - Linda R. King, REALTOR® Linda R. King REALTOR(r) for Richmond, Glen Allen and Ashland, Virginia real estate - NUMBER1EXPERT™ Linda R. King NUMBER1EXPERT(tm) for Richmond, Glen Allen and Ashland, Virginia real estate

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Linda R. King, REALTOR®, real estate agent and broker for Richmond, Glen Allen and Ashland Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: Direct 804-591-3872 or Main Office 804-262-2611.



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We have created this "Client Appreciation Information" page to show all of our clients how much you mean to us. Every month we present different timely and important topics for your sake. This month with April 15 ahead of us our information is entitled "Making Taxes Less Taxing…Like a Walk in the Park". Simply click on the hot button below and enjoy! 




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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What areas are known as the 'silk stocking' districts of this famous city?

A 
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room.
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Linda R. King, REALTOR®, real estate agent and broker for Richmond, Glen Allen and Ashland Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda R. King, Managing Broker
Keller Williams Realty

1061 Technology Park Drive
Glen Allen, VA 23059
Office: 804-262-2611
Direct: 804-591-3872
Fax: 804-262-2249
Email: lindarking@NUMBER1EXPERT.com

Linda King is a Multi-Million dollar producer, servicing Richmond And surrounding Counties, Recognized as a Distinguished achiever by Richmond association Of Realtors. A recognized Agent, dealing in both new homes and re-sale, who makes use of extensive marketing systems. Linda is very accessible, working with a customer-oriented team making your buying and selling process easy! My service comes with a guarantee!


KELLER WILLIAMS REALTY


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